Kissimmee Bankruptcy Lawyer
Seek Financial Help Today: Call (407) 932-1650
When You Choose Our Firm, You Choose:
Years of experience in bankruptcy law
Dedicated and strong advocacy
Personalized legal strategies
Comprehensive understanding of your options
When you are struggling with overwhelming debt, it is natural to feel helpless
and uncertain of what to do. However, you do not need to feel this way,
nor do you need to continue to be harassed by creditors. At Melendez Law
Offices, P.A., our Kissimmee bankruptcy attorneys can help you get a hold
over your finances and get started toward a future free from debt. Filing
for bankruptcy can help you manage or even completely settle most, if
not all, outstanding debts that you have.
Call our office to learn more about how we can help you get a new lease on life.
Which Type of Bankruptcy Is Right for Me?
The two most common types of bankruptcy are Chapter 7 and Chapter 13. These
are both primarily used to assist people with settling debts in a quick,
efficient, and safe way. Chapter 7 is reserved for those who have low
disposable income, according the “means test.” If you qualify
for Chapter 7, all of your nonexempt assets will be liquidated in order
to completely settle most forms of debt. The entire process takes around
3-5 months in total.
What are the benefits of bankruptcy?
- You can halt foreclosure on your home.
- It puts an immediate end to pestering calls from creditors.
- Most of your debts can be settled very quickly.
- It allows you to start rebuilding your credit.
- You will most likely be able to keep your home and car.
For those with higher disposable income, Chapter 13 is another effective
way to settle debt. It restructures finances in order to create a simple
payment plan. At the end of a 3-5 year period of making payments, your
debts will be considered settled.
Contact Meléndez Law Offices, P.A. Today
At Melendez Law Offices, P.A., our Kissimmee bankruptcy lawyers are here
to get you out of debt for good. We are available 24 hours a day, 7 days
a week, 365 days a year, so do not hesitate to reach out to us at any
time. To get your questions answered, please schedule your
case evaluation today.
Contact us now to learn more about how our team can assist you.